@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/inter-v13-latin-regular-C38fXH4l.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/inter-v13-latin-500-Cerq10X2.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/inter-v13-latin-600-LgqL8muc.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/inter-v13-latin-700-Yt3aPRUw.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+2074,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}.text-lead{font-size:1.1rem;line-height:1.8;color:var(--text-muted)}.text-primary{color:var(--primary)!important}.text-muted{color:var(--text-muted)!important}.mt-2{margin-top:.5rem}.mt-4{margin-top:1rem}.mt-6{margin-top:1.5rem}.mb-4{margin-bottom:1rem}.mb-6{margin-bottom:1.5rem}.section-spacing{margin-top:40px;margin-bottom:40px}.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-top:25px}.stat-card{text-align:center;padding:25px;border-radius:16px;background:var(--bg-card);box-shadow:var(--shadow-sm)}.stat-card.blue{background:linear-gradient(135deg,#dbeafe,#bfdbfe)}.stat-card.green{background:linear-gradient(135deg,#dcfce7,#bbf7d0)}.stat-card.amber{background:linear-gradient(135deg,#fef3c7,#fde68a)}.stat-value{font-size:2.5rem;font-weight:700}.stat-value.blue{color:#1d4ed8}.stat-value.green{color:#15803d}.stat-value.amber{color:#b45309}.stat-label{font-size:.9rem;margin-top:5px}.stat-label.blue{color:#1e40af}.stat-label.green{color:#166534}.stat-label.amber{color:#92400e}.feature-box{margin-top:25px;padding:30px;background:var(--bg-card);border-radius:20px;border:1px solid var(--border);box-shadow:var(--shadow-sm)}.feature-box-highlight{background:var(--bg-app);padding:30px;border-radius:15px;border:1px dashed var(--border)}.feature-title{color:var(--text-main);border-left-style:solid;border-left-width:4px;padding-left:15px;margin-bottom:20px}.feature-title.primary{border-left-color:var(--primary)}.feature-title.red{border-left-color:#f87171}.feature-title.green{border-left-color:#10b981}.story-section{margin-top:40px;max-width:800px;margin-left:auto;margin-right:auto}.grid-responsive{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:40px;margin-bottom:50px}.seo-section{background:var(--bg-card);padding:50px;border-radius:20px;border:1px solid var(--border);max-width:1200px;margin:60px auto;box-shadow:var(--shadow-sm)}.section-title{color:var(--primary);margin-bottom:30px;text-align:center;font-size:2.2rem}.grid-cols-2{display:grid;grid-template-columns:1fr 1fr;gap:30px}@media (max-width: 768px){.grid-cols-2{grid-template-columns:1fr}}.scenario-toggle{background:linear-gradient(135deg,var(--bg-card) 0%,rgba(255,159,28,.02) 100%);border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:20px;box-shadow:0 2px 8px #0000000a}.scenario-toggle-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.scenario-label{font-size:.9rem;font-weight:600;color:var(--text-main)}.scenario-info-btn{background:none;border:none;cursor:pointer;font-size:1rem;padding:4px;opacity:.7;transition:opacity .2s}.scenario-info-btn:hover{opacity:1}.scenario-buttons{display:flex;gap:8px}.scenario-btn{flex:1;padding:10px 12px;border:1px solid var(--border);border-radius:8px;background:var(--bg-app);color:var(--text-muted);font-size:.85rem;font-weight:500;cursor:pointer;transition:all .2s;display:flex;align-items:center;justify-content:center;gap:6px}.scenario-btn:hover{background:var(--bg-card);border-color:var(--primary)}.scenario-btn.active{background:var(--primary);color:#1e293b;border-color:var(--primary);font-weight:600}.scenario-arrow{font-size:1rem}.scenario-chart-container{position:relative;margin-top:16px}.chart-controls{display:flex;align-items:center;justify-content:space-between;padding:12px;background:var(--bg-app);border:1px solid var(--border);border-radius:10px;margin-bottom:12px}.chart-type-toggle{display:flex;gap:6px}.chart-type-btn{padding:6px 12px;border:1px solid var(--border);border-radius:6px;background:#fff;color:var(--text-muted);font-size:.8rem;cursor:pointer;transition:all .2s}.chart-type-btn:hover{background:var(--bg-card);border-color:var(--primary)}.chart-type-btn.active{background:var(--primary);color:#1e293b;border-color:var(--primary);font-weight:600}.chart-actions{display:flex;gap:8px}.chart-action-btn{padding:6px 12px;border:1px solid var(--border);border-radius:6px;background:#fff;color:var(--text-muted);font-size:.8rem;cursor:pointer;transition:all .2s}.chart-action-btn:hover{background:var(--primary);color:#1e293b;border-color:var(--primary)}.share-modal-overlay{position:fixed;top:0;left:0;right:0;bottom:0;background:#0009;display:flex;align-items:center;justify-content:center;z-index:9999;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.share-modal{background:var(--bg-card);border-radius:16px;padding:24px;max-width:500px;width:90%;box-shadow:0 20px 60px #0000004d}.share-modal-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}.share-modal-title{font-size:1.2rem;font-weight:700;color:var(--text-main)}.share-modal-close{background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--text-muted);padding:4px}.share-modal-content{display:flex;flex-direction:column;gap:20px}.share-qr-section{display:flex;flex-direction:column;align-items:center;padding:16px;background:#fff;border-radius:12px;border:1px solid var(--border)}.share-qr-label{font-size:.85rem;color:var(--text-muted);margin-bottom:12px}#share-qr-code{padding:12px}.share-social-buttons{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.share-social-btn{display:flex;flex-direction:column;align-items:center;gap:6px;padding:12px;border:1px solid var(--border);border-radius:10px;background:var(--bg-app);color:var(--text-main);font-size:.85rem;cursor:pointer;transition:all .2s;text-decoration:none}.share-social-btn:hover{background:var(--primary);color:#1e293b;border-color:var(--primary);transform:translateY(-2px)}.share-social-icon{font-size:1.5rem}.share-actions{display:flex;gap:12px}.share-action-btn{flex:1;padding:12px;border:1px solid var(--border);border-radius:8px;background:var(--primary);color:#1e293b;font-size:.9rem;font-weight:600;cursor:pointer;transition:all .2s}.share-action-btn:hover{background:var(--primary-dark)}.share-action-btn.secondary{background:var(--bg-app);color:var(--text-main)}.share-action-btn.secondary:hover{background:var(--bg-card)}.portfolio-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:30px}.portfolio-title{font-size:2rem;font-weight:700;color:var(--text-main)}.portfolio-actions{display:flex;gap:12px}.portfolio-summary{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-bottom:30px}.portfolio-summary-card{background:var(--bg-card);border:1px solid var(--border);border-radius:12px;padding:20px;display:flex;flex-direction:column;gap:8px}.portfolio-summary-label{font-size:.85rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px}.portfolio-summary-value{font-size:1.8rem;font-weight:700;color:var(--primary)}.portfolio-timeline{background:var(--bg-card);border:1px solid var(--border);border-radius:12px;padding:24px;margin-bottom:30px}.portfolio-timeline-header{font-size:1.2rem;font-weight:600;margin-bottom:16px}.portfolio-items{display:grid;gap:16px}.portfolio-item{background:var(--bg-app);border:1px solid var(--border);border-radius:10px;padding:16px;display:flex;justify-content:space-between;align-items:center;transition:all .2s}.portfolio-item:hover{border-color:var(--primary);transform:translateY(-2px);box-shadow:var(--shadow-sm)}.portfolio-item-info{flex:1}.portfolio-item-name{font-size:1rem;font-weight:600;color:var(--text-main);margin-bottom:4px}.portfolio-item-type{font-size:.8rem;color:var(--text-muted);text-transform:uppercase}.portfolio-item-value{font-size:1.2rem;font-weight:700;color:var(--secondary);margin-right:16px}.portfolio-item-actions{display:flex;gap:8px}.portfolio-item-btn{padding:6px 12px;border:1px solid var(--border);border-radius:6px;background:#fff;color:var(--text-muted);font-size:.8rem;cursor:pointer;transition:all .2s}.portfolio-item-btn:hover{background:var(--primary);color:#1e293b;border-color:var(--primary)}.portfolio-empty{text-align:center;padding:60px 20px;color:var(--text-muted)}.portfolio-empty-icon{font-size:4rem;margin-bottom:16px;opacity:.3}.portfolio-empty-text{font-size:1.1rem;margin-bottom:20px}@media (max-width: 768px){.scenario-buttons{flex-direction:column}.chart-controls{flex-direction:column;gap:12px}.chart-type-toggle,.chart-actions{width:100%;justify-content:center;flex-wrap:wrap}.share-social-buttons,.portfolio-summary{grid-template-columns:1fr}.portfolio-item{flex-direction:column;align-items:flex-start;gap:12px}.portfolio-item-value{margin-right:0}#chart-container,.chart-container{min-height:300px;height:auto!important;margin-bottom:30px;clear:both}.card{margin-bottom:20px;clear:both;overflow:visible}.calc-section,.calc-inputs,.calc-results{margin-bottom:20px;clear:both}#sipChart{height:250px!important;width:100%!important}.chart-controls+div,#chart-container+div{margin-top:20px}}[data-theme=neo] .scenario-btn,[data-theme=neo] .chart-type-btn,[data-theme=neo] .chart-action-btn,[data-theme=neo] .share-social-btn,[data-theme=neo] .portfolio-item-btn{background:#1e293b99;color:var(--text-main)}[data-theme=neo] .scenario-btn:hover,[data-theme=neo] .chart-type-btn:hover,[data-theme=neo] .chart-action-btn:hover,[data-theme=neo] .share-social-btn:hover,[data-theme=neo] .portfolio-item-btn:hover{background:var(--primary);color:#1e293b}[data-theme=neo] .share-qr-section{background:#ffffff0d}:root{--primary: #2563eb;--primary-dark: #1d4ed8;--secondary: #10b981;--bg-app: #e2e8f0;--bg-sidebar: #ffffff;--bg-card: #ffffff;--bg-tile: #f0fdf4;--bg-header: #ffffff;--bg-footer: #0b1120;--text-main: #1f2937;--text-muted: #4b5563;--text-light: #9ca3af;--text-footer-main: #f8fafc;--text-footer-muted: #94a3b8;--border: #e5e7eb;--border-footer: #1e293b;--shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1);--accent: #f59e0b;--font-main: "Inter", sans-serif}[data-theme=neo]{--primary: #ff9f1c;--primary-dark: #f59e0b;--secondary: #00ff9d;--bg-app: #020617;--bg-sidebar: #020617;--bg-card: rgba(30, 41, 59, .6);--bg-tile: var(--bg-card);--bg-header: var(--bg-card);--bg-footer: #020617;--text-main: #f8fafc;--text-muted: #cbd5e1;--text-light: #cbd5e1;--text-footer-main: var(--text-main);--text-footer-muted: var(--text-muted);--border: #1e293b;--border-footer: var(--border);--shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, .5);--shadow-md: 0 8px 12px -2px rgba(0, 0, 0, .6);--accent: #00ff9d;--card-blur: 12px}[data-theme=clarity]{--primary: #059669;--primary-dark: #047857;--secondary: #d97706;--bg-app: #fafaf9;--bg-sidebar: #ffffff;--bg-card: #ffffff;--text-main: #334155;--text-muted: #64748b;--text-light: #94a3b8;--border: #e2e8f0;--shadow-sm: 0 1px 3px 0 rgba(0, 0, 0, .1);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .1);--accent: #d97706;--card-blur: 0px}.brand-logo{display:inline-flex;align-items:baseline;font-weight:700;line-height:1}.brand-logo .brand-text{font-size:.85em}.brand-logo .brand-m{font-style:italic;font-family:Georgia,serif;font-weight:800;color:var(--primary);font-size:1.3em;line-height:1}.brand-logo.brand-sm{font-size:.875rem}.brand-logo.brand-md{font-size:1.25rem}.brand-logo.brand-lg{font-size:1.5rem}.brand-logo.brand-xl{font-size:2rem}.data-table{width:100%;border-collapse:collapse;margin:16px 0}.data-table th,.data-table td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--border)}.data-table th{font-size:.85rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px;background:var(--bg-app)}.data-table td{color:var(--text-main);font-size:.95rem}.data-table tbody tr:hover{background:#00000005}[data-theme=neo] .data-table tbody tr:hover{background:#ffffff08}.data-table input.calc-input{width:100%;max-width:120px;padding:10px 12px;border:1px solid var(--border);border-radius:8px;background:var(--bg-card);color:var(--text-main);font-size:.95rem;transition:border-color .2s,box-shadow .2s}.data-table input.calc-input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #05966926}[data-theme=neo] .data-table input.calc-input:focus{box-shadow:0 0 0 3px #ff9f1c33}.asset-icon{margin-right:8px}#target-total-check{padding:12px 16px;background:var(--bg-app);border-radius:8px;font-weight:500}#target-total-check.valid{color:var(--secondary);background:#10b9811a}#target-total-check.invalid{color:#ef4444;background:#ef44441a}[data-theme=clarity] .card,[data-theme=clarity] .calc-inputs,[data-theme=clarity] .calc-results,[data-theme=clarity] .info-section{background:#fff;border:1px solid #e2e8f0;border-radius:12px;box-shadow:0 1px 3px #00000014,0 1px 2px #0000000a}[data-theme=clarity] .card:hover,[data-theme=clarity] .calc-inputs:hover,[data-theme=clarity] .calc-results:hover{box-shadow:0 4px 6px #0000001a}.result-breakdown h3{font-size:1.1rem;font-weight:600;margin-bottom:16px;color:var(--text-main)}[data-theme=neo] .card{-webkit-backdrop-filter:blur(var(--card-blur));backdrop-filter:blur(var(--card-blur));border:1px solid rgba(148,163,184,.1)}[data-theme=neo] .nav-btn{color:var(--text-muted)}[data-theme=neo] .nav-btn:hover{background:#ffffff0d;color:var(--text-main)}[data-theme=neo] .card p,[data-theme=neo] .card span,[data-theme=neo] .card label{color:var(--text-muted)}[data-theme=neo] .card h3,[data-theme=neo] .card h4,[data-theme=neo] .card strong,[data-theme=neo] .value,[data-theme=neo] [id^=lo-total],[data-theme=neo] [id^=lo-squeeze],[data-theme=neo] [id^=lo-relief]{color:var(--text-main)!important}[data-theme=neo] h3[style*="#ef4444"]{color:#ef4444!important}[data-theme=neo] h3[style*="#10b981"]{color:#10b981!important}[data-theme=neo] .summary-item .label{color:var(--text-muted)!important}[data-theme=neo] .card .insight-box p,[data-theme=neo] .card .insight-box .insight-title,[data-theme=neo] div.insight-box p,[data-theme=neo] div.insight-box .insight-title,[data-theme=neo] .insight-box p,[data-theme=neo] .insight-box .insight-title,[data-theme=neo] .rp-card[style*=fef3c7] .rp-header,[data-theme=neo] .rp-card[style*=fef3c7] .tip-content,[data-theme=neo] .rp-card[style*=fef3c7] .tip-highlight{color:#78350f!important}[data-theme=neo] .card .insight-box.green p,[data-theme=neo] .card .insight-box.green .insight-title,[data-theme=neo] div.insight-box.green p,[data-theme=neo] div.insight-box.green .insight-title,[data-theme=neo] .insight-box.green p,[data-theme=neo] .insight-box.green .insight-title{color:#064e3b!important}[data-theme=neo] .rp-card[style*=eff6ff] .rp-header,[data-theme=neo] .rp-card[style*=eff6ff] .tip-content,[data-theme=neo] .rp-card[style*=eff6ff] .tip-highlight{color:#1e3a8a!important}[data-theme=neo] .rp-card[style*=ffffff] .rp-header,[data-theme=neo] .rp-card[style*=f8fafc] .rp-header,[data-theme=neo] .rp-card .rp-header,[data-theme=neo] .rp-card.tip-default .rp-header{color:#4b5563!important}[data-theme=neo] .tip-wisdom .rp-header,[data-theme=neo] .tip-wisdom .tip-content,[data-theme=neo] .tip-wisdom .tip-highlight{color:#78350f!important}[data-theme=neo] .tip-warning .rp-header,[data-theme=neo] .tip-warning .tip-content{color:#7f1d1d!important}[data-theme=neo] .tip-blue .rp-header,[data-theme=neo] .tip-blue .tip-content,[data-theme=neo] .tip-wisdom.wisdom .rp-header{color:#1e3a8a!important}[data-theme=neo] .cost-delay-title,[data-theme=neo] h3[style*="#ef4444"]{color:#f87171!important}[data-theme=neo] #sip-diff-perc,[data-theme=neo] .outcome-badge,[data-theme=neo] .bg-emerald-50 span,[data-theme=neo] .bg-emerald-50 p{color:#065f46!important}[data-theme=neo] .benchmark-btn{border-color:#60a5fa!important;color:#60a5fa!important}[data-theme=neo] .benchmark-btn[data-benchmark=fd]{border-color:#94a3b8!important;color:#94a3b8!important}[data-theme=neo] .toggle-btn.active,[data-theme=neo] #mode-sip.active,[data-theme=neo] #mode-lumpsum.active{background:var(--primary)!important;color:#000!important}[data-theme=neo] .toggle-btn:not(.active){color:var(--text-muted)!important}[data-theme=neo] .benchmark-btn.active{background:var(--primary)!important;border-color:var(--primary)!important;color:#000!important}[data-theme=neo] button[style*="var(--primary)"],[data-theme=neo] .btn-primary,[data-theme=neo] .copy-btn{color:#1e293b!important}[data-theme=neo] .tip-highlight,[data-theme=neo] .bg-emerald-50,[data-theme=neo] .bg-blue-50,[data-theme=neo] .bg-amber-50,[data-theme=neo] [class*=bg-][class*="-50"]{color:#1e293b!important}[data-theme=neo] .summary-item .value{color:var(--secondary)!important}[data-theme=neo] .nav-btn.active{background:#ff9f1c26;color:var(--primary);border:1px solid var(--primary)}*{margin:0;padding:0;box-sizing:border-box;font-family:var(--font-main)}body{background-color:var(--bg-app);color:var(--text-main);min-height:100vh;display:flex;flex-direction:column;overflow-x:hidden}.app-layout{display:flex;flex:1;min-height:0}.sidebar{width:260px;background:var(--bg-sidebar);border-right:1px solid var(--border);display:flex;flex-direction:column;padding:24px;height:100%;overflow-y:auto}.right-sidebar{width:300px;background:var(--bg-sidebar);border-left:1px solid var(--border);padding:24px;height:100%;overflow-y:auto;display:none}@media (min-width: 1024px){.right-sidebar{display:block}}.logo{font-size:1.5rem;font-weight:700;color:var(--text-main);margin-bottom:0}.logo .highlight{color:var(--primary)}.nav-group{margin-bottom:24px}.floating-feedback{position:fixed;bottom:30px;right:30px;width:60px;height:60px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:24px;box-shadow:0 10px 25px #ff9f1c66;cursor:pointer;text-decoration:none;z-index:5000;transition:all .3s cubic-bezier(.175,.885,.32,1.275);border:2px solid rgba(255,255,255,.1)}.floating-feedback:hover{transform:scale(1.1) rotate(5deg);box-shadow:0 15px 35px #ff9f1c99}[data-theme=neo] .floating-feedback{background:var(--primary);box-shadow:0 0 20px #ff9f1c4d;border-color:#fff3}@media (max-width: 768px){.floating-feedback{bottom:25px;right:25px;width:50px;height:50px;font-size:20px}}.sidebar-title,.nav-group h3{font-size:.75rem;text-transform:uppercase;letter-spacing:.05em;color:var(--text-light);font-weight:600;margin-bottom:12px}.nav-btn{display:block;width:100%;text-align:left;background:transparent;border:none;padding:10px 12px;border-radius:6px;color:var(--text-muted);font-size:.95rem;font-weight:500;cursor:pointer;transition:all .2s;margin-bottom:2px}.nav-btn:hover{background:#f9fafb;color:var(--text-main)}.nav-btn.active{background:#eff6ff;color:var(--primary);font-weight:600}.dashboard-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;padding:10px 0;max-width:1600px;margin:0 auto}.dash-card{background:var(--bg-tile);border:1px solid var(--border);border-radius:16px;padding:24px;transition:transform .2s,box-shadow .2s;text-decoration:none;display:flex;flex-direction:column;position:relative}.stretched-link:after{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;content:""}.dash-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--secondary)}.dash-icon{font-size:2rem;margin-bottom:15px}.dash-title{font-size:1.25rem;font-weight:700;color:var(--text-main);margin-bottom:8px}.dash-desc{font-size:.9rem;color:var(--text-muted);line-height:1.5}.category-label{text-transform:uppercase;font-size:.75rem;font-weight:600;letter-spacing:.5px;margin-bottom:10px;color:var(--primary)}.main-content{flex:1;height:100%;min-width:0;overflow-y:auto;overflow-x:hidden;padding:25px 30px 100px}@media (max-width: 768px){.main-content{padding:15px 15px 120px}input,select,textarea,.calc-input,.std-input{font-size:16px!important}button,.btn,.nav-btn,select,input[type=range]{min-height:44px;min-width:44px}}.section-header{margin-bottom:30px;max-width:1100px;margin-left:auto;margin-right:auto;padding-left:30px;padding-right:30px;text-align:center}.section-header h1{font-size:1.8rem;font-weight:700;color:var(--text-main)}.section-header p{color:var(--text-muted)}.calculator-section{display:none;animation:fadeIn .3s ease}.calculator-section.active{display:block}@keyframes fadeIn{0%{opacity:0;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}intro-box{display:block;width:100%;max-width:1100px;margin:0 auto 20px}.calc-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:30px;max-width:1100px;margin:0 auto;align-items:start}.card{background:var(--bg-card);border:1px solid var(--border);border-radius:12px;padding:30px;box-shadow:var(--shadow-sm);position:relative}.mobile-header{display:none!important;visibility:hidden;pointer-events:none}.mobile-header .logo{margin-bottom:0;font-size:1.2rem;cursor:pointer}.mobile-only-btn{display:none;background:transparent;border:1px solid var(--border);color:var(--text-main);font-size:1.5rem;padding:8px;border-radius:8px;cursor:pointer;z-index:1001}.menu-trigger{position:relative;background:transparent;border:none;box-shadow:none;padding:5px}body:not(:has(.mobile-header)) .menu-trigger{position:fixed;top:15px;left:15px;background:var(--bg-sidebar);box-shadow:var(--shadow-md);border:1px solid var(--border)}.sidebar-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}#menu-close{font-size:1.2rem;padding:4px 8px;display:none}.input-group{margin-bottom:24px}.input-group label{display:block;font-size:.9rem;font-weight:500;color:var(--text-main);margin-bottom:8px}.range-value{display:flex;align-items:center;gap:12px}.range-value .std-input{flex:1;width:auto}.range-value span{font-size:.9rem;color:var(--text-muted);font-weight:600;min-width:25px}.input-wrapper,.std-input{width:100%;background:#fff;border:1px solid #d1d5db;border-radius:8px;padding:10px 14px;display:flex;align-items:center;transition:box-shadow .2s}.input-wrapper:focus-within,.std-input:focus{border-color:var(--primary);box-shadow:0 0 0 3px #2563eb1a;outline:none}.input-wrapper input{border:none;outline:none;width:100%;font-size:1rem;font-weight:500;color:var(--text-main)}.currency,.unit{color:var(--text-muted);font-size:.9rem;margin-right:8px}.unit{margin-left:8px;margin-right:0}input[type=range]{width:100%;margin-top:10px;accent-color:var(--primary)}select.std-input{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right 1rem center;background-size:1em}.summary-item{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid var(--border)}.summary-item:last-child{border-bottom:none;margin-bottom:0}.summary-item .label{color:var(--text-muted);font-size:.95rem}.summary-item .value{font-weight:600;font-size:1.2rem}.summary-item.total .value{color:var(--primary);font-size:1.5rem}.highlight-text{color:var(--primary)}.chart-wrapper{display:flex;justify-content:center;margin-top:20px}.donut-chart{width:140px;height:140px;border-radius:50%;position:relative;background:conic-gradient(var(--primary) 0%,#e5e7eb 0%)}.donut-chart:before{content:"";position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:75%;height:75%;background:#fff;border-radius:50%}.static-val{font-weight:600;color:var(--text-main)}.separator{border:0;border-top:1px solid var(--border);margin:20px 0}body.homepage .sidebar,body.homepage #sidebar-slot{display:flex!important;position:fixed;left:-260px;top:70px;bottom:0;z-index:2000;transition:left .3s ease;box-shadow:10px 0 30px #0003;flex-direction:column}body.homepage .sidebar.active{left:0}body.homepage .mobile-menu-btn{display:flex!important;align-items:center;justify-content:center}@media (max-width: 1024px){body.homepage .sidebar{top:0}}@media (min-width: 1025px){body:not(.homepage) .sidebar{position:fixed;left:-260px;top:0;bottom:0;z-index:2000;transition:left .3s ease;box-shadow:10px 0 30px #0003}body:not(.homepage) .sidebar.active{left:0}body:not(.homepage) .mobile-menu-btn{display:flex!important}body:not(.homepage) .main-content{width:100%!important;margin-left:0!important}}@media (max-width: 1024px){body{overflow-y:auto!important;height:auto!important}.app-layout{display:block!important;height:auto!important;overflow:visible!important}.sidebar{position:fixed;left:-260px;top:0;bottom:0;z-index:2000;transition:left .3s ease;box-shadow:10px 0 30px #0003}.sidebar.active{left:0}.sidebar .mobile-only-btn{display:none!important}.mobile-header{display:flex!important;visibility:visible!important;pointer-events:auto!important;position:fixed;top:0;left:0;right:0;height:60px;background:#ffffffe6;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border);z-index:5000;align-items:center;justify-content:flex-start;gap:20px;padding:0 20px}[data-theme=neo] .mobile-header{background:#020617e6;border-bottom:1px solid rgba(148,163,184,.1)}.mobile-only-btn{display:none!important}.menu-trigger{display:flex!important;visibility:visible!important;pointer-events:auto!important;position:relative;z-index:5001;font-size:1.5rem}.dashboard-grid{padding:0;gap:15px}.main-content{padding:100px 15px 20px;width:100%!important;margin-left:0!important;overflow-x:hidden}.calc-grid{grid-template-columns:1fr;gap:20px}.summary-row{flex-direction:column;gap:15px}.dash-card{padding:16px}.dash-icon{font-size:1.5rem;margin-bottom:8px}.dash-title{font-size:1rem;margin-bottom:4px}.dash-desc{font-size:.8rem;line-height:1.4}.category-label{font-size:.65rem;margin-bottom:6px}}.outlook-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-bottom:30px}.in-group h3{font-size:1rem;color:var(--primary);margin-bottom:15px;border-bottom:2px solid #f3f4f6;padding-bottom:10px}.outlook-results{margin-top:20px}.summary-row{display:flex;justify-content:space-around;margin-bottom:30px;text-align:center}.sum-box span{display:block;color:var(--text-muted);font-size:.9rem;margin-bottom:5px}.sum-box h2{font-size:1.5rem;font-weight:700}.chart-container-large{position:relative;height:300px;width:100%}@media (max-width: 768px){.outlook-grid{grid-template-columns:1fr}}.action-btn{background-color:var(--primary);color:#fff;font-size:1.1rem;font-weight:600;padding:14px 40px;border:none;border-radius:8px;cursor:pointer;transition:background .2s,transform .1s;box-shadow:var(--shadow-md)}.action-btn:hover{background-color:var(--primary-hover);transform:translateY(-2px)}.action-btn:active{transform:translateY(0)}.right-panel{width:280px;background:var(--bg-sidebar);border-left:1px solid var(--border);display:flex;flex-direction:column;padding:24px;overflow-y:auto;flex-shrink:0}.rp-card{background:#f8fafc;border:1px solid #e2e8f0;border-radius:8px;padding:16px;margin-bottom:20px}.rp-header{font-size:.8rem;text-transform:uppercase;color:var(--text-muted);font-weight:700;margin-bottom:8px;letter-spacing:1px}.ad-placeholder{height:200px;background:#e5e7eb;display:flex;align-items:center;justify-content:center;color:#9ca3af;font-size:.9rem;border-radius:4px;margin-bottom:10px}.tip-content{font-size:.9rem;color:var(--text-main);line-height:1.5}.tip-highlight{color:var(--primary);font-weight:600;display:block;margin-bottom:5px}.rp-card[style*=fef3c7] .tip-content,.rp-card[style*=fef3c7] .rp-header,.rp-card[style*=fef3c7] .tip-highlight{color:#78350f!important}@media (max-width: 1024px){.right-panel{display:none}}.horizontal-group{display:flex;align-items:center;justify-content:space-between;margin-bottom:15px}.horizontal-group label{margin-bottom:0;margin-right:15px;flex:1}.horizontal-group .std-input{width:140px;text-align:right}[data-theme=neo] .std-input,[data-theme=neo] .input-wrapper{background:#02061780;border:1px solid rgba(148,163,184,.2);color:var(--text-main)}[data-theme=neo] .std-input:focus,[data-theme=neo] .input-wrapper:focus-within{border-color:var(--secondary);box-shadow:0 0 0 2px #00ff9d1a;background:#020617cc}[data-theme=neo] .input-wrapper input{color:var(--text-main)}#privacy-banner{position:fixed;bottom:20px;left:50%;transform:translate(-50%);width:90%;max-width:600px;background:#fffffff2;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid var(--border);padding:16px 24px;border-radius:12px;box-shadow:var(--shadow-lg);z-index:1000;display:flex;align-items:center;justify-content:space-between;gap:20px;animation:slideUp .5s ease-out}[data-theme=neo] #privacy-banner{background:#020617e6;border-color:var(--secondary);box-shadow:0 0 20px #00ff9d1a}#privacy-banner p{margin:0;font-size:.9rem;color:var(--text-main)}#privacy-btn{background:var(--primary);color:#fff;border:none;padding:8px 16px;border-radius:6px;cursor:pointer;font-weight:600;white-space:nowrap;transition:all .2s}#privacy-btn:hover{transform:translateY(-1px);box-shadow:0 4px 12px #2563eb33}[data-theme=neo] #privacy-btn{background:var(--secondary);color:#000}@keyframes slideUp{0%{transform:translate(-50%,100%);opacity:0}to{transform:translate(-50%);opacity:1}}@media (max-width: 600px){#privacy-banner{flex-direction:column;text-align:center;bottom:0;width:100%;border-radius:12px 12px 0 0}}.social-links{display:flex;justify-content:center;gap:12px;margin-top:10px}.share-btn{width:36px;height:36px;border-radius:50%;border:1px solid var(--border);background:var(--bg-card);display:flex;align-items:center;justify-content:center;font-size:1.2rem;cursor:pointer;text-decoration:none;transition:all .2s}.share-btn:hover{transform:translateY(-2px);border-color:var(--primary);box-shadow:var(--shadow-sm)}[data-theme=neo] .share-btn{background:#ffffff0d;border-color:#ffffff1a;color:#fff}[data-theme=neo] .share-btn:hover{border-color:var(--secondary);box-shadow:0 0 10px #00ff9d33}.tooltip-container{position:relative;display:inline-block;cursor:help;margin-left:6px;vertical-align:middle}.tooltip-icon{width:16px;height:16px;background:var(--border);color:var(--text-muted);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700}[data-theme=neo] .tooltip-icon{background:#ffffff1a}.tooltip-text{visibility:hidden;width:220px;background-color:var(--bg-card);color:var(--text-main);text-align:center;border-radius:8px;padding:10px;position:absolute;z-index:100;bottom:125%;left:50%;margin-left:-110px;opacity:0;transition:opacity .3s;border:1px solid var(--border);box-shadow:var(--shadow-md);font-size:.8rem;line-height:1.4;pointer-events:none;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.tooltip-container:hover .tooltip-text{visibility:visible;opacity:1}.std-input.invalid{border-color:#ef4444!important;box-shadow:0 0 0 2px #ef44441a!important}.confetti{position:fixed;width:10px;height:10px;background-color:#f2d74e;top:-10px;z-index:10000;pointer-events:none}.about-content{max-width:1000px;margin:0 auto;padding:20px}.mission-stmt{text-align:center;font-size:1.4rem;color:var(--text-main);max-width:800px;margin:40px auto;font-style:italic;line-height:1.6}.values-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:30px;margin:40px 0}.value-card{background:var(--bg-card);border:1px solid var(--border);border-radius:16px;padding:30px;text-align:center;transition:transform .3s ease,box-shadow .3s ease}.value-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--primary)}.v-icon{font-size:2.5rem;margin-bottom:20px;display:block}.v-title{font-size:1.25rem;font-weight:700;color:var(--text-main);margin-bottom:12px}.v-text{font-size:.95rem;color:var(--text-muted);line-height:1.6}.story-section{margin-top:60px;padding:40px;background:#00000005;border-radius:20px}[data-theme=neo] .story-section{background:#ffffff05}@media (max-width: 600px){.values-grid{grid-template-columns:1fr;gap:20px}.mission-stmt{font-size:1.2rem}}.hero{text-align:center;padding:35px 20px;background:linear-gradient(135deg,var(--primary) 0%,#1d4ed8 100%);color:#fff;border-radius:20px;margin-bottom:30px;box-shadow:var(--shadow-md);max-width:900px;margin-left:auto;margin-right:auto}.hero h1{font-size:2.2rem;font-weight:800;margin-bottom:12px;letter-spacing:-.5px;line-height:1.25;padding-top:0}.hero p{font-size:1rem;max-width:600px;margin:0 auto;opacity:.9;line-height:1.5}[data-theme=neo] .hero{background:linear-gradient(135deg,#ff9f1c1a,#ff9f1c0d);border:1px solid rgba(255,159,28,.2);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);color:var(--text-main)}[data-theme=neo] .hero h1{color:var(--primary)}@media (max-width: 768px){.hero{padding:25px 15px;border-radius:14px}.hero h1{font-size:1.5rem}.hero p{font-size:.9rem}}.seo-content{margin:60px auto!important;padding:40px;background:var(--bg-card);border-radius:20px;border:1px solid var(--border);max-width:1200px;box-shadow:var(--shadow-sm)}.floating-actions{display:none!important}@media (max-width: 768px){.floating-actions{position:fixed;bottom:0;left:0;right:0;background:var(--bg-card);border-top:1px solid var(--border);display:flex;justify-content:space-around;align-items:center;padding:12px 20px;box-shadow:0 -2px 10px #0000001a;z-index:999;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px)}.btn-fab{position:static;width:auto;height:auto;border-radius:8px;padding:10px 20px;background:transparent;color:var(--text-main);display:flex;flex-direction:column;align-items:center;gap:4px;font-size:1.2rem;border:none;box-shadow:none;transition:all .2s}.btn-fab:hover,.btn-fab:active{background:var(--bg-app);transform:none;color:var(--text-main)}.main-content{padding-bottom:100px!important}.floating-feedback{bottom:85px!important}}@media (min-width: 769px){.floating-actions{position:fixed;bottom:90px;right:20px;display:flex;flex-direction:column;gap:15px;z-index:1000}.btn-fab{width:60px;height:60px;border-radius:50%;background:#fff;box-shadow:0 4px 12px #00000026;border:2px solid var(--border);cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:1.5rem;transition:all .3s cubic-bezier(.175,.885,.32,1.275);color:var(--text-main);position:relative;text-decoration:none;padding:0}.btn-fab:hover{transform:scale(1.1);background:var(--primary);color:#fff;border-color:var(--primary)}}.floating-feedback{bottom:20px!important;right:20px!important;z-index:1000;width:60px;height:60px}@media print{.mobile-header,.sidebar,.right-panel,.floating-actions,.floating-feedback,.share-container,.cookie-banner,#privacy-banner,.nav-btn,.action-btn,footer,.results-decoration,.glass-effect,.seo-content{display:none!important}:root{--bg-main: #ffffff !important;--bg-card: #ffffff !important;--text-main: #000000 !important;--text-secondary: #333333 !important;--border: #cccccc !important}body,html,.app-layout,.main-content,.calc-container{background-color:#fff!important;background-image:none!important;color:#000!important;width:100%!important;margin:0!important;padding:0!important;overflow:visible!important}.card,.input-group,.result-box,.chart-container{background:#fff!important;background-color:#fff!important;box-shadow:none!important;border:1px solid #ddd!important;color:#000!important}h1,h2,h3,h4,p,label,span,div,.value,.currency,input,select{color:#000!important;text-shadow:none!important}canvas{max-width:100%!important;background:#fff!important}*{-webkit-print-color-adjust:exact!important;print-color-adjust:exact!important}}.global-footer{text-align:center;color:var(--text-muted);padding:40px 20px;font-size:.8rem;width:100%;margin-top:auto;border-top:1px solid var(--border);background:var(--bg-main)}.global-footer p{margin-bottom:8px;line-height:1.5}.global-footer strong{color:var(--text-main)}.global-footer a{color:var(--primary);text-decoration:none;font-weight:500}.global-footer a:hover{text-decoration:underline}.selection-btn .btn-icon{font-size:1.5rem;margin-bottom:6px;display:block}.edu-type-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:12px;margin-top:10px}.edu-type-btn{padding:12px 16px;border:2px solid var(--border);border-radius:10px;background:var(--bg-card);cursor:pointer;text-align:center;transition:all .2s;font-size:.85rem}.edu-type-btn:hover{border-color:var(--primary);background:#2563eb0d}.edu-type-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.edu-type-btn .edu-icon{font-size:1.5rem;margin-bottom:6px;display:block}.cost-breakdown{background:linear-gradient(135deg,#2563eb0d,#10b9810d);border-radius:12px;padding:20px;margin-top:20px}.cost-item{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px dashed var(--border)}.timeline-visual{display:flex;align-items:center;gap:10px;padding:20px;background:var(--bg-app);border-radius:12px;margin:20px 0;overflow-x:auto}.timeline-point{display:flex;flex-direction:column;align-items:center;min-width:80px}.timeline-dot{width:16px;height:16px;border-radius:50%;background:var(--primary);margin-bottom:8px}.timeline-year{font-size:.8rem;font-weight:600;color:var(--text-main)}.timeline-label{font-size:.7rem;color:var(--text-muted)}.timeline-connector{flex:1;height:3px;background:linear-gradient(90deg,var(--primary),var(--secondary));min-width:30px}.selection-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:12px;margin-top:10px}.selection-btn{padding:12px 16px;border:2px solid var(--border);border-radius:10px;background:var(--bg-card);cursor:pointer;text-align:center;transition:all .2s;font-size:.85rem}.selection-btn:hover{border-color:var(--primary);background:#2563eb0d}.selection-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.selection-btn .icon{font-size:1.5rem;margin-bottom:6px;display:block}.result-highlight{background:linear-gradient(135deg,#10b9811a,#10b9810d);padding:20px;border-radius:12px;text-align:center;margin:15px 0}.result-highlight .label{color:var(--text-muted);font-size:.9rem;margin-bottom:8px}.result-highlight .value{font-size:2rem;color:#10b981;font-weight:700}.result-highlight.blue{background:linear-gradient(135deg,#2563eb1a,#2563eb0d)}.result-highlight.blue .value{color:var(--primary)}.summary-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid var(--border)}.summary-row:last-child{border-bottom:none}.summary-row .label{color:var(--text-muted);font-size:.9rem}.summary-row .value{font-weight:600;color:var(--text-main)}.summary-row .value.green{color:#10b981}.insight-box{background:linear-gradient(135deg,#fef3c7,#fde68a);border:1px solid #fcd34d;border-radius:12px;padding:16px;margin-top:20px}.insight-box.green{background:linear-gradient(135deg,#d1fae5,#a7f3d0);border-color:#6ee7b7}.insight-title{font-weight:700;color:#78350f;font-size:.9rem;margin-bottom:8px}.insight-box.green .insight-title{color:#065f46}.insight-box p{color:#78350f!important}.insight-box.green p{color:#065f46!important}.early-start-comparison,.comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px;margin-top:20px}.comparison-card{background:var(--bg-card);border:1px solid var(--border);border-radius:12px;padding:16px;text-align:center}.comparison-card.highlight{border-color:var(--secondary);background:#10b9810d}.comparison-label{font-size:.8rem;color:var(--text-muted);margin-bottom:8px}.comparison-value{font-size:1.3rem;font-weight:700;color:var(--text-main)}.comparison-card.highlight .comparison-value{color:var(--secondary)}.verdict-card{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;padding:25px;border-radius:16px;text-align:center;margin-bottom:20px}.verdict-card.rent-better{background:linear-gradient(135deg,#10b981,#059669)}.verdict-text{font-size:1.5rem;font-weight:700;margin-bottom:10px}.verdict-reason{font-size:.9rem;opacity:.9}.hidden-costs-panel{background:linear-gradient(135deg,#fef3c7,#fde68a);border:1px solid #fcd34d;border-radius:16px;padding:20px;margin:20px 0}.hidden-cost-item{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid rgba(180,83,9,.2)}.hidden-cost-item:last-child{border-bottom:none}.factor-card{background:var(--bg-app);border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:16px}.factor-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}.factor-title{font-weight:600;font-size:.95rem;display:flex;align-items:center;gap:8px}.factor-impact{font-size:.8rem;padding:4px 8px;border-radius:6px;font-weight:600}.factor-impact.positive{background:#ef44441a;color:#dc2626}.factor-impact.negative{background:#10b9811a;color:#059669}.factor-options{display:grid;grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:8px}.factor-btn{padding:10px 8px;border:2px solid var(--border);border-radius:8px;background:var(--bg-card);cursor:pointer;text-align:center;font-size:.8rem;transition:all .2s}.factor-btn:hover{border-color:var(--primary)}.factor-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.result-gauge{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;padding:30px;border-radius:20px;text-align:center;margin-bottom:20px}.gauge-months{font-size:4rem;font-weight:800;line-height:1}.gauge-label{font-size:1.2rem;opacity:.9;margin-top:5px}.gauge-amount{font-size:1.5rem;font-weight:600;margin-top:15px;padding-top:15px;border-top:1px solid rgba(255,255,255,.2)}.progress-section{background:var(--bg-app);border-radius:16px;padding:20px;margin:20px 0}.progress-header{display:flex;justify-content:space-between;margin-bottom:10px}.progress-bar-bg{height:24px;background:#e5e7eb;border-radius:12px;overflow:hidden}.progress-bar-fill{height:100%;background:linear-gradient(90deg,#ef4444,#f59e0b,#10b981);border-radius:12px;transition:width .5s ease}.factor-breakdown{background:var(--bg-card);border:1px solid var(--border);border-radius:12px;padding:16px;margin-top:20px}.breakdown-item{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--border)}.breakdown-item:last-child{border-bottom:none}.breakdown-label{font-size:.9rem;color:var(--text-muted)}.breakdown-value{font-weight:600}.breakdown-value.positive{color:#dc2626}.breakdown-value.negative{color:#059669}.where-to-park{background:linear-gradient(135deg,#f0fdf4,#dcfce7);border:1px solid #86efac;border-radius:16px;padding:20px;margin:20px 0}.park-title{font-weight:700;color:#166534;margin-bottom:15px;font-size:1rem}.park-option{display:flex;align-items:center;gap:12px;padding:12px;background:#ffffffb3;border-radius:10px;margin-bottom:10px}.park-option:last-child{margin-bottom:0}.park-icon{font-size:1.5rem}.park-details{flex:1}.park-name{font-weight:600;color:#166534;font-size:.9rem}.park-desc{font-size:.8rem;color:#15803d}.park-return{font-weight:700;color:#166534;font-size:.9rem}.debt-list{margin-bottom:20px}.debt-item{background:var(--bg-app);border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:12px;position:relative}.debt-item-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.debt-name-input{flex:1;font-weight:600;font-size:1rem;border:none;background:transparent;color:var(--text-main)}.debt-remove{background:#fee2e2;color:#dc2626;border:none;padding:6px 10px;border-radius:6px;cursor:pointer;font-size:.8rem}.debt-fields{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.debt-field label{display:block;font-size:.75rem;color:var(--text-muted);margin-bottom:4px}.debt-field input{width:100%;padding:8px 10px;border:1px solid var(--border);border-radius:6px;font-size:.9rem;background:var(--bg-card);color:var(--text-main)}.add-debt-btn{width:100%;padding:14px;background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;border:none;border-radius:10px;font-weight:600;cursor:pointer;font-size:.95rem;transition:transform .2s}.add-debt-btn:hover{transform:translateY(-2px)}.strategy-comparison{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}.strategy-card{background:var(--bg-card);border:2px solid var(--border);border-radius:16px;padding:20px;transition:all .3s}.strategy-card.winner{border-color:#10b981;background:linear-gradient(135deg,#d1fae5,#a7f3d0)}.strategy-header{display:flex;align-items:center;gap:10px;margin-bottom:15px}.strategy-icon{font-size:2rem}.strategy-name{font-weight:700;font-size:1.1rem}.strategy-stat{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--border)}.strategy-stat:last-child{border-bottom:none}.strategy-stat-label{color:var(--text-muted);font-size:.9rem}.strategy-stat-value{font-weight:700}.winner-badge{background:#10b981;color:#fff;padding:4px 10px;border-radius:20px;font-size:.75rem;font-weight:600}.payoff-order{margin-top:15px;padding-top:15px;border-top:1px solid var(--border)}.payoff-order-title{font-size:.8rem;color:var(--text-muted);margin-bottom:8px}.payoff-order-item{display:flex;align-items:center;gap:8px;padding:6px 0;font-size:.85rem}.payoff-order-num{width:20px;height:20px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.7rem;font-weight:600}.total-summary{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;padding:20px;border-radius:16px;margin-bottom:20px}.total-summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}.total-summary-item .label{font-size:.85rem;opacity:.9;margin-bottom:5px}.total-summary-item .value{font-size:1.5rem;font-weight:700}.savings-highlight{background:linear-gradient(135deg,#10b981,#059669);color:#fff;padding:16px;border-radius:12px;text-align:center;margin:20px 0}.savings-amount{font-size:1.5rem;font-weight:700}.savings-note{font-size:.85rem;opacity:.9;margin-top:5px}.style-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:10px;margin:10px 0}.style-btn{padding:12px 8px;border:2px solid var(--border);border-radius:10px;background:var(--bg-card);cursor:pointer;text-align:center;transition:all .2s;font-size:.8rem}.style-btn:hover{border-color:var(--primary)}.style-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.style-btn .style-icon{font-size:1.5rem;display:block;margin-bottom:5px}.city-tier-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:10px 0}.city-btn{padding:10px;border:2px solid var(--border);border-radius:8px;background:var(--bg-card);cursor:pointer;text-align:center;font-size:.85rem;transition:all .2s}.city-btn:hover{border-color:var(--primary)}.city-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.gold-section{background:linear-gradient(135deg,#fef3c7,#fde68a);border:1px solid #fcd34d;border-radius:16px;padding:20px;margin:20px 0}.family-size-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:10px;margin:10px 0}.health-conditions-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:10px 0}.condition-toggle{display:flex;align-items:center;gap:8px;padding:10px;border:1px solid var(--border);border-radius:8px;cursor:pointer;transition:all .2s;font-size:.85rem}.condition-toggle.active{background:#ef44441a;border-color:#ef4444}.gap-analysis{padding:20px;border-radius:16px;text-align:center;margin:20px 0}.gap-analysis.under-insured{background:linear-gradient(135deg,#fee2e2,#fecaca);border:1px solid #ef4444}.gap-analysis.adequate{background:linear-gradient(135deg,#d1fae5,#a7f3d0);border:1px solid #10b981}@media (max-width: 768px){.edu-type-grid,.style-grid,.factor-options{grid-template-columns:repeat(2,1fr)}.early-start-comparison,.comparison-grid,.strategy-comparison,.debt-fields{grid-template-columns:1fr}.total-summary-grid{grid-template-columns:1fr;gap:15px}.city-tier-grid{grid-template-columns:1fr}}.family-size-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(90px,1fr));gap:10px;margin:10px 0}.family-btn{padding:12px 8px;border:2px solid var(--border);border-radius:10px;background:var(--bg-card);cursor:pointer;text-align:center;transition:all .2s;display:flex;flex-direction:column;align-items:center;gap:5px}.family-btn:hover{border-color:var(--primary)}.family-btn.active{border-color:var(--primary);background:#ff9f1c1a;color:var(--primary);font-weight:600}.family-btn .family-icon{font-size:1.5rem}.family-btn .family-name{font-size:.75rem;color:var(--text-muted)}.family-btn.active .family-name{color:var(--primary)}.pre-existing-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:10px;margin:10px 0}.condition-btn{padding:10px;border:2px solid var(--border);border-radius:8px;background:var(--bg-card);cursor:pointer;text-align:center;font-size:.85rem;transition:all .2s}.condition-btn:hover{border-color:var(--primary)}.condition-btn.active{border-color:#f87171;background:#f871711a;color:#f87171;font-weight:600}.city-tier-btn{padding:10px;border:2px solid var(--border);border-radius:8px;background:var(--bg-card);cursor:pointer;text-align:center;font-size:.85rem;transition:all .2s}.city-tier-btn:hover{border-color:var(--primary)}.city-tier-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.wedding-style-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(100px,1fr));gap:10px;margin:10px 0}.wedding-style-btn{padding:12px 8px;border:2px solid var(--border);border-radius:10px;background:var(--bg-card);cursor:pointer;text-align:center;transition:all .2s;font-size:.8rem;display:flex;flex-direction:column;align-items:center;gap:5px}.wedding-style-btn:hover{border-color:var(--primary)}.wedding-style-btn.active{border-color:var(--primary);background:#2563eb1a;color:var(--primary);font-weight:600}.wedding-style-btn .style-icon{font-size:1.5rem}.wedding-style-btn .style-name{font-size:.8rem}.total-box{background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;padding:25px;border-radius:16px;text-align:center;margin-bottom:20px}.total-label{font-size:.9rem;opacity:.9;margin-bottom:8px}.total-value{font-size:2rem;font-weight:800}.sip-result-box{background:linear-gradient(135deg,#10b981,#059669);color:#fff;padding:20px;border-radius:12px;text-align:center;margin-bottom:20px}.sip-label{font-size:.85rem;opacity:.9;margin-bottom:5px}.sip-value{font-size:1.8rem;font-weight:700}.sip-note{font-size:.8rem;opacity:.8;margin-top:5px}.gold-header{display:flex;align-items:center;gap:12px;margin-bottom:15px}.gold-icon{font-size:2rem}.gold-title{font-weight:700;font-size:1rem;color:#92400e}.gold-subtitle{font-size:.75rem;color:#b45309}.gold-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.gold-stat{text-align:center;background:#ffffffb3;padding:12px;border-radius:10px}.gold-stat-value{font-size:1.1rem;font-weight:700;color:#92400e}.gold-stat-label{font-size:.7rem;color:#b45309;margin-top:4px}.cost-breakdown-section{margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}.cost-item{display:flex;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid var(--border)}.cost-item:last-child{border-bottom:none}.cost-item-icon{font-size:1.2rem;width:30px;text-align:center}.cost-item-name{flex:1;font-size:.9rem;color:var(--text-muted)}.cost-item-value{font-weight:600;color:var(--text-main)}.time-period-header{display:flex;justify-content:space-between;align-items:center;padding:15px;background:var(--bg-app);border-radius:12px;margin-bottom:20px}.period-label{font-weight:600;color:var(--text-main)}.comparison-table{display:flex;flex-direction:column;gap:8px}.table-header{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:10px;padding:10px 0;border-bottom:2px solid var(--primary);font-weight:600;font-size:.85rem;color:var(--text-muted)}.header-then,.header-now{text-align:center}.table-row{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:10px;padding:8px 0;align-items:center;border-bottom:1px solid var(--border)}.table-row.income-row{background:#10b9810d;padding:12px 8px;border-radius:8px;margin-bottom:5px}.row-label{font-size:.9rem;color:var(--text-main)}.row-input{display:flex;align-items:center;gap:4px}.row-input .currency{color:var(--text-muted);font-size:.9rem}.row-input input{width:100%;padding:8px;border:1px solid var(--border);border-radius:6px;font-size:.9rem;text-align:right;background:var(--bg-card);color:var(--text-main)}.table-divider{font-size:.8rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;padding:15px 0 10px;border-bottom:1px dashed var(--border)}.creep-score-card{background:linear-gradient(135deg,#1e293b,#0f172a);color:#fff;padding:25px;border-radius:16px;text-align:center;margin-bottom:20px}.score-header{font-size:.9rem;opacity:.8;margin-bottom:10px}.score-value{font-size:4rem;font-weight:800;line-height:1}.score-label{font-size:1.1rem;font-weight:600;margin-top:10px}.score-meter{height:8px;background:#fff3;border-radius:4px;margin:20px 0 10px;overflow:hidden}.score-fill{height:100%;border-radius:4px;transition:width .5s ease,background .3s ease}.score-legend{display:flex;justify-content:space-between;font-size:.7rem;opacity:.7}.growth-comparison{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}.growth-item{display:flex;align-items:center;gap:12px;padding:15px;border-radius:12px;background:var(--bg-app)}.growth-icon{font-size:1.5rem}.growth-label{font-size:.8rem;color:var(--text-muted)}.growth-value{font-size:1.3rem;font-weight:700;color:var(--text-main)}.income-growth .growth-value{color:#10b981}.savings-comparison{display:flex;align-items:center;justify-content:space-around;padding:20px;background:var(--bg-app);border-radius:12px;margin-bottom:20px}.savings-item{text-align:center}.savings-period{font-size:.8rem;color:var(--text-muted);margin-bottom:5px}.savings-rate{font-size:2rem;font-weight:800;color:var(--text-main)}.savings-amount{font-size:.85rem;color:var(--text-muted);margin-top:5px}.savings-arrow{font-size:1.5rem;color:var(--text-muted)}.opportunity-cost-card{background:linear-gradient(135deg,#fef3c7,#fde68a);border:1px solid #fcd34d;border-radius:16px;padding:20px}.opp-header{font-weight:700;color:#92400e;margin-bottom:15px;font-size:1rem}.opp-content{display:grid;grid-template-columns:1fr 1fr;gap:15px}.opp-stat{text-align:center;padding:12px;background:#fff9;border-radius:10px}.opp-stat.highlight{background:#ffffffe6}.opp-label{font-size:.75rem;color:#92400e;margin-bottom:5px}.opp-value{font-size:1.2rem;font-weight:700;color:#78350f}.opp-stat.highlight .opp-value{font-size:1.4rem;color:#166534}.opp-note{margin-top:15px;font-size:.8rem;color:#92400e;line-height:1.5}.category-breakdown{display:flex;flex-direction:column;gap:12px}.breakdown-row{display:flex;align-items:center;gap:15px;padding:12px 15px;background:var(--bg-app);border-radius:10px}.breakdown-icon{width:40px;height:40px;display:flex;align-items:center;justify-content:center;border-radius:10px;font-size:1.2rem}.breakdown-details{flex:1}.breakdown-label{font-weight:600;font-size:.9rem;color:var(--text-main)}.breakdown-values{font-size:.8rem;color:var(--text-muted);margin-top:3px}.breakdown-growth{text-align:right;font-weight:700;font-size:1rem}.breakdown-increase{font-size:.75rem;font-weight:500;opacity:.8}@media (max-width: 768px){.table-header,.table-row{grid-template-columns:1fr;gap:5px}.table-header{display:none}.table-row{display:grid;grid-template-columns:1fr 1fr;gap:8px}.row-label{grid-column:1 / -1;margin-bottom:5px}.growth-comparison,.opp-content{grid-template-columns:1fr}.savings-comparison{flex-direction:column;gap:15px}.savings-arrow{transform:rotate(90deg)}}.portfolio-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;text-align:center}.summary-stat{padding:20px 15px;background:var(--bg-app);border-radius:12px}.summary-stat .stat-value{font-size:1.5rem;font-weight:800;color:var(--text-main)}.summary-stat .stat-label{font-size:.8rem;color:var(--text-muted);margin-top:5px}.fund-item{display:flex;justify-content:space-between;align-items:center;padding:12px 15px;background:var(--bg-app);border-radius:10px;margin-bottom:8px}.fund-info .fund-name{font-weight:600;font-size:.9rem;color:var(--text-main)}.fund-info .fund-meta{font-size:.8rem;color:var(--text-muted);margin-top:3px}.fund-remove{width:28px;height:28px;border:none;background:#ef44441a;color:#ef4444;border-radius:6px;cursor:pointer;font-size:.9rem;transition:all .2s}.fund-remove:hover{background:#ef4444;color:#fff}.add-fund-btn{padding:10px 20px;background:var(--primary);color:#fff;border:none;border-radius:8px;font-weight:600;cursor:pointer;transition:all .2s}.add-fund-btn:hover{opacity:.9;transform:translateY(-1px)}.expense-impact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.impact-card{text-align:center;padding:20px 15px;background:var(--bg-app);border-radius:12px}.impact-card.highlight{background:linear-gradient(135deg,#ef44441a,#ef44440d);border:1px solid rgba(239,68,68,.3)}.impact-period{font-size:.8rem;font-weight:600;color:var(--text-muted);margin-bottom:8px}.impact-value{font-size:1.3rem;font-weight:800;color:#ef4444}.impact-label{font-size:.75rem;color:var(--text-muted);margin-top:5px}.overlap-item{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid var(--border)}.overlap-item:last-child{border-bottom:none}.overlap-stock{font-weight:600;color:var(--text-main)}.overlap-funds{font-size:.8rem;color:var(--text-muted)}@media (max-width: 768px){.portfolio-summary{grid-template-columns:repeat(2,1fr)}.expense-impact-grid{grid-template-columns:1fr}.add-fund-form{grid-template-columns:1fr!important}}.goal-summary-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-bottom:25px}.summary-card{background:var(--bg-card);border:1px solid var(--border);border-radius:16px;padding:20px;text-align:center}.summary-card .summary-icon{font-size:1.8rem;margin-bottom:8px}.summary-card .summary-value{font-size:1.5rem;font-weight:800;color:var(--text-main)}.summary-card .summary-label{font-size:.8rem;color:var(--text-muted);margin-top:4px}.summary-card.total{border-top:3px solid #2563eb}.summary-card.progress{border-top:3px solid #10b981}.summary-card.target{border-top:3px solid #f59e0b}.summary-card.saved{border-top:3px solid #8b5cf6}.add-goal-section{text-align:center;margin-bottom:25px}.add-goal-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 28px;background:linear-gradient(135deg,#2563eb,#1d4ed8);color:#fff;border:none;border-radius:12px;font-size:1rem;font-weight:600;cursor:pointer;transition:all .2s}.add-goal-btn:hover{transform:translateY(-2px);box-shadow:0 6px 20px #2563eb4d}.add-goal-btn span{font-size:1.3rem}.add-goal-btn.small{padding:10px 20px;font-size:.9rem}.empty-state{text-align:center;padding:60px 20px;background:var(--bg-card);border:2px dashed var(--border);border-radius:16px}.empty-icon{font-size:4rem;margin-bottom:15px}.empty-title{font-size:1.3rem;font-weight:700;color:var(--text-main);margin-bottom:8px}.empty-text{color:var(--text-muted);margin-bottom:20px}.goals-list{display:flex;flex-direction:column;gap:15px}.goal-card{background:var(--bg-card);border:1px solid var(--border);border-radius:16px;padding:20px;transition:all .2s}.goal-card:hover{box-shadow:0 4px 20px #0000001a}.goal-card.complete{border-left:4px solid #10b981;background:#10b9810d}.goal-card.overdue{border-left:4px solid #ef4444;background:#ef44440d}.goal-card.urgent{border-left:4px solid #f59e0b}.goal-header{display:flex;align-items:flex-start;gap:15px;margin-bottom:15px}.goal-icon{font-size:2rem;width:50px;height:50px;display:flex;align-items:center;justify-content:center;background:var(--bg-app);border-radius:12px}.goal-info{flex:1}.goal-name{font-size:1.1rem;font-weight:700;color:var(--text-main)}.goal-status{font-size:.85rem;color:var(--text-muted);margin-top:4px}.goal-actions{display:flex;gap:5px}.goal-actions button{width:32px;height:32px;border:none;border-radius:8px;background:var(--bg-app);cursor:pointer;font-size:.9rem;transition:all .2s}.goal-actions button:hover{background:var(--primary);filter:brightness(1.1)}.goal-progress-section{display:flex;align-items:center;gap:15px;margin-bottom:15px}.progress-bar{flex:1;height:10px;background:var(--bg-app);border-radius:5px;overflow:hidden}.progress-fill{height:100%;border-radius:5px;transition:width .5s ease}.progress-text{font-weight:700;font-size:.9rem;color:var(--text-main);min-width:50px;text-align:right}.goal-amounts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;padding-top:15px;border-top:1px solid var(--border)}.amount-item{text-align:center}.amount-label{font-size:.75rem;color:var(--text-muted)}.amount-value{display:block;font-weight:700;font-size:.95rem;margin-top:3px}.amount-value.saved{color:#10b981}.amount-value.remaining{color:#ef4444}.amount-value.target{color:var(--text-main)}.goal-calculator-link{display:inline-block;margin-top:15px;padding:8px 15px;background:var(--bg-app);border-radius:8px;font-size:.85rem;color:var(--primary);text-decoration:none;transition:all .2s}.goal-calculator-link:hover{background:var(--primary);color:#fff}.goal-modal{position:fixed;top:0;left:0;width:100%;height:100%;z-index:10000;display:none}.goal-modal.active{display:block}.goal-modal-backdrop{position:absolute;top:0;left:0;width:100%;height:100%;background:#00000080;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px)}.goal-modal-content{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);background:var(--bg-card);border-radius:20px;width:90%;max-width:500px;max-height:90vh;overflow-y:auto;box-shadow:0 25px 50px #00000040}.goal-modal-header{display:flex;justify-content:space-between;align-items:center;padding:20px;border-bottom:1px solid var(--border)}.goal-modal-header h3{margin:0;font-size:1.2rem;color:var(--text-main)}.goal-modal-body{padding:20px}.form-group{margin-bottom:15px}.form-group label{display:block;font-size:.85rem;font-weight:600;color:var(--text-main);margin-bottom:6px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.modal-actions{display:flex;gap:10px;justify-content:flex-end;margin-top:20px;padding-top:20px;border-top:1px solid var(--border)}.btn-secondary{padding:10px 20px;background:var(--bg-app);color:var(--text-main);border:1px solid var(--border);border-radius:8px;font-weight:600;cursor:pointer}.btn-primary{padding:10px 20px;background:var(--primary);color:#fff;border:none;border-radius:8px;font-weight:600;cursor:pointer}@media (max-width: 768px){.goal-summary-grid{grid-template-columns:repeat(2,1fr)}.goal-amounts{grid-template-columns:1fr;gap:8px}.form-row{grid-template-columns:1fr}}.snapshot-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-bottom:25px}.snapshot-group h3{font-size:1rem;font-weight:700;color:var(--text-main);margin-bottom:15px}.input-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}.input-row label{font-size:.85rem;color:var(--text-muted)}.input-row .std-input{width:120px;text-align:right}.snapshot-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;padding:20px;background:var(--bg-app);border-radius:12px}.summary-item{text-align:center}.summary-item .label{display:block;font-size:.8rem;color:var(--text-muted);margin-bottom:5px}.summary-item .value{font-size:1.2rem;font-weight:800;color:var(--text-main)}.summary-item .value.positive{color:#10b981}.summary-item .value.negative{color:#ef4444}.scenario-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.scenario-card{background:var(--bg-app);border:2px solid var(--border);border-radius:16px;padding:20px;text-align:center;cursor:pointer;transition:all .2s}.scenario-card:hover{border-color:var(--primary);transform:translateY(-3px)}.scenario-card.active{border-color:var(--primary);background:#2563eb1a}.scenario-icon{font-size:2.5rem;margin-bottom:10px}.scenario-title{font-size:1rem;font-weight:700;color:var(--text-main);margin-bottom:5px}.scenario-desc{font-size:.8rem;color:var(--text-muted);margin-bottom:10px}.scenario-severity{display:inline-block;padding:4px 10px;border-radius:12px;font-size:.7rem;font-weight:600;text-transform:uppercase}.scenario-severity.severe{background:#ef444426;color:#ef4444}.scenario-severity.warning{background:#f59e0b26;color:#f59e0b}.scenario-severity.positive{background:#10b98126;color:#10b981}.config-group{margin-bottom:25px}.config-group label{display:block;font-size:.9rem;font-weight:600;color:var(--text-main);margin-bottom:12px}.option-grid{display:flex;gap:10px;flex-wrap:wrap}.option-btn{flex:1;min-width:100px;padding:12px 20px;background:var(--bg-app);border:2px solid var(--border);border-radius:10px;font-size:.9rem;font-weight:600;color:var(--text-main);cursor:pointer;transition:all .2s}.option-btn:hover{border-color:var(--primary)}.option-btn.active{background:var(--primary);border-color:var(--primary);color:#fff}.comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:25px}.comparison-card{background:var(--bg-app);border-radius:16px;padding:25px}.comparison-card.current{border-left:4px solid #10b981}.comparison-card.scenario{border-left:4px solid #f59e0b}.comparison-label{font-size:.9rem;font-weight:700;color:var(--text-main);margin-bottom:15px}.comparison-stats .stat{display:flex;justify-content:space-between;margin-bottom:10px}.comparison-stats .stat .label{color:var(--text-muted);font-size:.85rem}.comparison-stats .stat .value{font-weight:700;color:var(--text-main)}.comparison-stats .stat .value.positive{color:#10b981}.comparison-stats .stat .value.negative{color:#ef4444}.impact-summary{text-align:center;margin-bottom:25px}.impact-card{display:inline-block;padding:30px 60px;border-radius:20px;background:var(--bg-app)}.impact-card.positive{background:#10b9811a;border:2px solid rgba(16,185,129,.3)}.impact-card.negative{background:#ef44441a;border:2px solid rgba(239,68,68,.3)}.impact-icon{font-size:2.5rem;margin-bottom:10px}.impact-value{font-size:2rem;font-weight:800}.impact-card.positive .impact-value{color:#10b981}.impact-card.negative .impact-value{color:#ef4444}.impact-label{font-size:.9rem;color:var(--text-muted);margin-top:5px}.recommendations{background:var(--bg-app);border-radius:12px;padding:20px;margin-top:25px}.recommendations h3{font-size:1rem;color:var(--text-main);margin-bottom:15px}.recommendations ul{list-style:none;padding:0;margin:0}.recommendations li{padding:10px 0;border-bottom:1px solid var(--border);color:var(--text-muted);font-size:.9rem}.recommendations li:last-child{border-bottom:none}.card-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}.card-header h2{margin:0}.step-indicator{font-size:.8rem;color:var(--text-muted);background:var(--bg-app);padding:5px 12px;border-radius:15px}.reset-btn{background:transparent;border:1px solid var(--border);color:var(--text-muted);padding:6px 12px;border-radius:8px;font-size:.85rem;cursor:pointer}.reset-btn:hover{border-color:var(--primary);color:var(--primary)}@media (max-width: 768px){.snapshot-grid{grid-template-columns:1fr}.snapshot-summary,.scenario-grid{grid-template-columns:repeat(2,1fr)}.comparison-grid{grid-template-columns:1fr}.option-grid{flex-direction:column}.option-btn{min-width:auto}}@media (max-width: 480px){#fireChart{min-height:280px}}@media (max-width: 550px){.seo-content [style*="grid-template-columns: 1fr 1fr"]{grid-template-columns:1fr!important}.seo-content>div[style*=grid-template-columns]{grid-template-columns:1fr!important;gap:15px!important}}.strategic-next-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}@media (max-width: 400px){.input-group label{font-size:.85rem}.tooltip-container{display:inline}}.text-muted{color:var(--text-muted)}.text-success{color:#10b981}.text-danger{color:#ef4444}.text-warning{color:#f59e0b}.text-info{color:#3b82f6}.text-center{text-align:center}.text-right{text-align:right}.text-left{text-align:left}.font-normal{font-weight:400}.font-medium{font-weight:500}.font-semibold{font-weight:600}.font-bold{font-weight:700}.text-xs{font-size:.75rem}.text-sm{font-size:.875rem}.text-base{font-size:1rem}.text-lg{font-size:1.125rem}.text-xl{font-size:1.25rem}.text-2xl{font-size:1.5rem}.mt-0{margin-top:0}.mt-1{margin-top:4px}.mt-2{margin-top:8px}.mt-3{margin-top:12px}.mt-4{margin-top:16px}.mt-5{margin-top:20px}.mt-6{margin-top:24px}.mt-8{margin-top:32px}.mb-0{margin-bottom:0}.mb-1{margin-bottom:4px}.mb-2{margin-bottom:8px}.mb-3{margin-bottom:12px}.mb-4{margin-bottom:16px}.mb-5{margin-bottom:20px}.mb-6{margin-bottom:24px}.mb-8{margin-bottom:32px}.p-0{padding:0}.p-2{padding:8px}.p-4{padding:16px}.p-6{padding:24px}.hidden{display:none!important}.block{display:block}.inline-block{display:inline-block}.flex{display:flex}.inline-flex{display:inline-flex}.grid{display:grid}.items-center{align-items:center}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.gap-1{gap:4px}.gap-2{gap:8px}.gap-3{gap:12px}.gap-4{gap:16px}.gap-6{gap:24px}.w-full{width:100%}.w-auto{width:auto}.rounded{border-radius:8px}.rounded-lg{border-radius:12px}.rounded-xl{border-radius:16px}.rounded-full{border-radius:9999px}.shadow{box-shadow:0 1px 3px #0000001a}.shadow-md{box-shadow:0 4px 6px -1px #0000001a}.shadow-lg{box-shadow:0 10px 15px -3px #0000001a}.transition{transition:all .2s ease}.transition-fast{transition:all .1s ease}.transition-slow{transition:all .3s ease}.cursor-pointer{cursor:pointer}.overflow-hidden{overflow:hidden}.overflow-auto{overflow:auto}.transparency-panel{margin-top:25px;padding:0;border:1px solid var(--border);border-radius:12px;background:var(--bg-app);overflow:hidden}.transparency-panel summary{display:flex;align-items:center;gap:10px;padding:15px 20px;font-weight:600;font-size:.95rem;color:var(--text-main);cursor:pointer;list-style:none;transition:background .2s}.transparency-panel summary::-webkit-details-marker{display:none}.transparency-panel summary:before{content:"▶";font-size:.7rem;color:var(--text-muted);transition:transform .2s}.transparency-panel[open] summary:before{transform:rotate(90deg)}.transparency-panel summary:hover{background:#00000005}.transparency-panel .panel-content{padding:0 20px 20px;color:var(--text-muted);font-size:.9rem;line-height:1.8}.transparency-panel .panel-content ul{margin:10px 0;padding-left:20px}.transparency-panel .panel-content li{margin-bottom:8px}.transparency-panel .panel-content strong{color:var(--text-main)}.transparency-panel .formula-box{background:var(--bg-card);border:1px solid var(--border);border-radius:8px;padding:15px;margin:15px 0;font-family:Courier New,monospace;font-size:.95rem;color:var(--primary);text-align:center;overflow-x:auto}.transparency-panel .learn-more{display:inline-block;margin-top:10px;color:var(--primary);text-decoration:none;font-weight:500;font-size:.85rem}.transparency-panel .learn-more:hover{text-decoration:underline}[data-theme=neo] .transparency-panel{background:#1e293b66;border-color:var(--border)}[data-theme=neo] .transparency-panel summary:hover{background:#ffffff08}[data-theme=neo] .transparency-panel .formula-box{background:#0000004d;border-color:var(--border)}button,.primary-btn,.btn-fab,input[type=button],input[type=submit],a.nav-link,.floating-feedback,summary{min-height:44px;min-width:44px}.transparency-panel summary{padding:15px 20px;min-height:44px}footer a{display:inline-block;padding:8px 4px;min-height:44px;line-height:28px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--primary);outline-offset:2px}button:focus:not(:focus-visible),a:focus:not(:focus-visible){outline:none}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}.skip-link{position:absolute;top:-40px;left:0;background:var(--primary);color:#fff;padding:8px 16px;z-index:10000;text-decoration:none}.skip-link:focus{top:0}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}#holiday-banner{position:fixed;top:0;left:0;z-index:9999;display:flex;align-items:center;justify-content:center;gap:10px;width:100%;padding:12px;color:#fff;background:linear-gradient(90deg,#f96,#ff5e62);box-shadow:0 4px 12px #0003;font-family:Inter,sans-serif;font-weight:600;text-align:center;animation:holiday-slide-down .8s ease-out}#holiday-banner.is-policy{background:linear-gradient(90deg,#2563eb,#1d4ed8)}.holiday-banner-link{margin-left:10px;padding:5px 12px;border-radius:15px;color:#fff;background:#fff3;font-size:.85rem;text-decoration:none}.close-banner{display:flex;align-items:center;justify-content:center;width:24px;height:24px;margin-left:15px;border:0;border-radius:50%;color:#fff;background:#fff3;cursor:pointer;font-size:14px;line-height:1}#holiday-canvas{position:fixed;top:0;left:0;z-index:9998;width:100%;height:100%;pointer-events:none}#holiday-canvas.is-fading-out{opacity:0;transition:opacity .5s}#disclaimer-banner{position:fixed;right:0;bottom:0;left:0;z-index:10000;padding:10px 18px;color:#fff;border-top:1px solid rgba(246,195,36,.24);background:linear-gradient(90deg,#055b42f5,#1c3624f5);box-shadow:0 -14px 40px #00000052;backdrop-filter:blur(14px) saturate(130%);-webkit-backdrop-filter:blur(14px) saturate(130%);animation:disclaimer-slide-up .3s ease-out}body.has-disclaimer-banner{--disclaimer-safe-space: 88px;padding-bottom:var(--disclaimer-safe-space);scroll-padding-bottom:calc(var(--disclaimer-safe-space) + 16px)}:root:has(body.has-disclaimer-banner){scroll-padding-bottom:calc(var(--disclaimer-safe-space, 88px) + 16px)}body.calculator-page.has-disclaimer-banner :where(.calc-chart,.chart-wrapper,.card:has(canvas),canvas){scroll-margin-bottom:calc(var(--disclaimer-safe-space) + 18px)}#disclaimer-banner.is-dismissing{animation:disclaimer-slide-down .3s ease-out forwards}.disclaimer-content{display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;max-width:1200px;margin:0 auto;gap:12px}.disclaimer-icon{font-size:1.2rem}.disclaimer-text{min-width:0;font-size:.82rem;line-height:1.4}.disclaimer-text strong{color:#fbbf24}.disclaimer-btn{min-width:128px;min-height:40px;padding:8px 18px;border:1px solid rgba(255,255,255,.16);border-radius:12px;color:#07120e;background:linear-gradient(120deg,#f6c324f5,#42dc86e6);cursor:pointer;font-weight:800;transition:transform .2s;white-space:nowrap}.disclaimer-btn:hover{transform:translateY(-1px)}.rate-tooltip{position:relative;margin-left:6px;cursor:help}.tooltip-trigger{font-size:.9rem}.tooltip-content{display:none;position:absolute;bottom:100%;left:50%;z-index:1000;width:220px;margin-bottom:8px;padding:12px 15px;transform:translate(-50%);border-radius:8px;color:#f1f5f9;background:#1e293b;box-shadow:0 4px 15px #0003;font-size:.8rem;line-height:1.6}.tooltip-content:after{content:"";position:absolute;top:100%;left:50%;transform:translate(-50%);border:8px solid transparent;border-top-color:#1e293b}.rate-tooltip:hover .tooltip-content,.rate-tooltip:focus-within .tooltip-content{display:block;animation:tooltip-fade-in .2s ease-out}.tooltip-content strong{display:block;margin-bottom:6px;color:#fbbf24}.tooltip-content em{color:#cbd5e1;font-size:.75rem}@keyframes holiday-slide-down{0%{transform:translateY(-100%)}to{transform:translateY(0)}}@keyframes disclaimer-slide-up{0%{transform:translateY(100%)}to{transform:translateY(0)}}@keyframes disclaimer-slide-down{0%{transform:translateY(0)}to{transform:translateY(100%)}}@keyframes tooltip-fade-in{0%{opacity:0;transform:translate(-50%) translateY(5px)}to{opacity:1;transform:translate(-50%) translateY(0)}}@media (max-width: 600px){body.has-disclaimer-banner{--disclaimer-safe-space: 174px}#disclaimer-banner{max-height:42dvh;padding:8px 12px;overflow-y:auto}.disclaimer-content{grid-template-columns:auto minmax(0,1fr);gap:8px 10px;text-align:left}.disclaimer-icon{align-self:start;padding-top:2px;font-size:1rem}.disclaimer-text{font-size:.72rem;line-height:1.35}.disclaimer-btn{grid-column:1 / -1;width:100%;min-height:36px;padding:8px 12px}}[role=img][aria-hidden=true],.decorative-emoji{-webkit-user-select:none;user-select:none;pointer-events:none}.legal-disclaimer{background:linear-gradient(135deg,#fef3c7,#fde68a);border:2px solid #f59e0b;border-radius:12px;padding:20px;margin:20px 0;font-size:.85rem;color:#78350f}.legal-disclaimer-title{font-weight:700;font-size:1rem;margin-bottom:10px;display:flex;align-items:center;gap:8px}.legal-disclaimer ul{margin:10px 0;padding-left:20px}.legal-disclaimer li{margin-bottom:6px;line-height:1.5}.legal-disclaimer-footer{font-size:.75rem;color:#92400e;border-top:1px solid rgba(120,53,15,.2);margin-top:12px;padding-top:12px;font-style:italic}.legal-disclaimer a{color:#b45309;text-decoration:underline}.legal-disclaimer{max-width:1100px;margin:20px auto;text-align:left}.legal-disclaimer ul{list-style-type:disc;list-style-position:inside;margin:10px 0;padding-left:10px}.legal-disclaimer li{text-indent:-5px;padding-left:10px}.legal-disclaimer{background:linear-gradient(135deg,#fef3c7,#fde68a)!important;border:2px solid #f59e0b!important;border-radius:12px!important;padding:20px!important;margin:20px auto!important;max-width:1100px!important;font-size:.85rem!important;color:#78350f!important;text-align:left!important;box-sizing:border-box!important}.legal-disclaimer-title{font-weight:700!important;font-size:1rem!important;margin-bottom:10px!important;display:flex!important;align-items:center!important;gap:8px!important;color:#78350f!important}.legal-disclaimer ul{margin:10px 0!important;padding-left:25px!important;list-style-type:disc!important}.legal-disclaimer li{margin-bottom:8px!important;line-height:1.6!important;color:#78350f!important}.legal-disclaimer-footer{font-size:.75rem!important;color:#92400e!important;border-top:1px solid rgba(120,53,15,.3)!important;margin-top:12px!important;padding-top:12px!important;font-style:italic!important}.legal-disclaimer a{color:#b45309!important;text-decoration:underline!important}.legal-disclaimer strong{color:#78350f!important;font-weight:700!important}.std-input:focus,input[type=number]:focus,input[type=text]:focus,input[type=range]:focus,select:focus{outline:2px solid var(--primary)!important;outline-offset:2px!important;box-shadow:0 0 0 4px #ff9f1c33!important}.action-row{display:flex;gap:12px;margin-top:20px;flex-wrap:wrap}.btn-action{flex:1;min-width:130px;padding:12px 20px;background:linear-gradient(135deg,#3b82f6,#2563eb);color:#fff;border:none;border-radius:10px;font-size:.95rem;font-weight:600;cursor:pointer;box-shadow:0 4px 12px #2563eb4d;transition:all .2s ease;display:flex;align-items:center;justify-content:center;gap:8px;white-space:nowrap}.btn-action:hover{transform:translateY(-2px);box-shadow:0 6px 16px #2563eb66}.btn-action:active{transform:translateY(0)}.btn-action span{font-size:1.2rem}.btn-portfolio{background:linear-gradient(135deg,#10b981,#059669);box-shadow:0 4px 12px #10b9814d}.btn-portfolio:hover{box-shadow:0 6px 16px #10b98166}.btn-share{background:linear-gradient(135deg,#3b82f6,#2563eb);box-shadow:0 4px 12px #2563eb4d}.btn-share:hover{box-shadow:0 6px 16px #2563eb66}.btn-export{background:linear-gradient(135deg,#f59e0b,#d97706);box-shadow:0 4px 12px #f59e0b4d}.btn-export:hover{box-shadow:0 6px 16px #f59e0b66}@media (max-width: 640px){.action-row{flex-direction:column;gap:8px}.btn-action{width:100%;min-width:100%;padding:14px 16px;font-size:.9rem}.btn-community{width:100%}}.btn-community{background:linear-gradient(135deg,#8b5cf6,#7c3aed);box-shadow:0 4px 12px #8b5cf64d}.btn-community:hover{box-shadow:0 6px 16px #8b5cf666}